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Stop Before You Act: A Simple Tip to Avoid Online Scams

Stop Before You Act: A Simple Tip to Avoid Online Scams Stop Before You Act: A Simple Tip to Avoid Online Scams

Imagine this: You receive a message that your bank account is frozen. Panic sets in. You’re ready to act immediately. But before you do, here’s a crucial tip to avoid falling victim to online scams: Ask someone you trust for advice.

This simple yet effective advice comes from Amy Hogan-Burney, general manager and associate general counsel for Microsoft’s Cybersecurity Policy and Protection team, shared during the 2024 RSA cybersecurity conference in San Francisco. Scammers thrive on your panic, hoping you’ll follow instructions blindly. Getting an outside perspective can break this spell.

The Power of a Second Opinion

Think about common scam scenarios: a frozen bank account, a hacked PC, or even a child in jail. In each case, a trusted advisor can help you regain clarity. They might remind you to contact your bank directly, run antivirus software, or simply check in with your child. These actions, though obvious when calm, can be easily overlooked in moments of distress.

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Seasonal Scams on the Rise

Microsoft warns of increased seasonal scams, particularly surrounding major events like the Olympics and elections. With potential targets distracted and vulnerable, scammers are more likely to succeed. Asking for advice provides a vital defense against these evolving threats.

Real-World Examples

Let’s break down how this advice can help in different situations:

  • Frozen Account: Instead of clicking a link in a suspicious email, a friend might remind you to log into your bank’s website directly or call their customer service number.

  • Hacked PC: Rather than paying a ransom, a trusted advisor could suggest running a malware scan or contacting a computer specialist.

  • Child in Trouble: Before sending money to an unknown number, a second opinion might encourage you to verify the situation by contacting your child directly or other family members.
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Staying Safe in a Digital World

While the specific advice you receive may vary, the act of seeking a second opinion creates a crucial pause. This pause allows you to think rationally and avoid impulsive actions that could have severe consequences.

The Takeaway: Pause, Ask, Protect

In today’s digital landscape, scams are becoming increasingly sophisticated. By simply pausing to ask for advice, you can dramatically improve your chances of avoiding these traps. This simple step can save you from financial loss, emotional distress, and the headache of dealing with the aftermath of a successful scam. Remember: when in doubt, reach out.

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